Solutions

Third-Party Integrations

Connect core banking activity to payment rails, mobile money, messaging, credit checks, accounting tools, reporting systems, and partner channels.

Integration ApproachesConnected
REST APIs
Webhooks
SDK Evaluation
Data Export/Import
Connector Configuration Planning
iPaaS Support
Integration Ecosystem

Connect to the Services Your Institution Needs

Most institutions already depend on external services for payments, statements, notifications, accounting, identity checks, and reporting. SelamNow keeps those connections tied to posted banking activity, so transfers, repayments, customer events, and exceptions can be reconciled instead of handled as loose side processes.

Mobile Money Providers

Evaluate providers such as M-Pesa, HelloCash, Amole, MTN Mobile Money, and Airtel Money. Each connection requires provider agreements, API access, certification, and institution-approved settlement and reconciliation. No live provider connection is claimed.

Ethswitch Integration

Assess EthSwitch connectivity for the institution. Network access, message certification, settlement arrangements, and operational acceptance must be agreed before use.

Credit Bureaus

Ethiopian Credit Bureau, TransUnion: automated credit history checks, loan application scoring, delinquency reporting, and borrower creditworthiness assessment from national credit databases.

Payment Gateways

Evaluate payment processors for the programme. Commercial agreements, API access, reconciliation, and certification must be confirmed; no processor endorsement or live connection is claimed.

SMS Gateways

Ethio Telecom SMS, Africa's Talking, Twilio: send account balance alerts, loan payment reminders, transaction confirmations, and marketing messages to members in Amharic, Oromo, and English.

Email Services

SendGrid, Mailgun, AWS SES: automated email notifications for statements, loan approvals, payment confirmations, and member communications with customizable templates.

Accounting Software

QuickBooks, Xero, Peachtree: automatic sync of general ledger, trial balance, financial statements, and journal entries to your accounting system for consolidated financial management.

Identity Verification

Assess authorised identity verification providers and consent requirements. Access and certification depend on the institution and provider agreements.

Business Intelligence

Power BI, Tableau, Google Data Studio: connect SelamNow data to BI tools for custom dashboards, executive reporting, portfolio analytics, and data visualization.

Integration Approaches

How to Connect External Systems

REST APIs

REST APIs with OAuth 2.0 authentication for account lookup, transaction posting, reporting, customer events, and integration workflows.

Webhooks

Real-time event notifications sent to your systems when deposits occur, loans are approved, payments are missed, or accounts are opened. Webhook subscriptions for instant data synchronization.

SDK Evaluation

Discuss supported client libraries, authentication, retries, and error handling for the approved API scope. A production SDK catalogue is not claimed.

Data Export/Import

Scheduled CSV/Excel exports to external systems, automated FTP file transfers, and bulk import capabilities for data migration and batch processing workflows.

Connector Configuration Planning

Review connector configuration, credentials, responsibilities, and validation for the institution. No certified no-code connector catalogue is claimed.

iPaaS Support

Connect via integration platforms like Zapier, Make (Integromat), or Microsoft Power Automate for workflow automation and evaluating external workflow connections within approved API boundaries.

Developer Tools

APIs for Custom Integrations

API Documentation

API reference material covering endpoints, request and response shapes, authentication, webhook events, and sandbox expectations.

OAuth 2.0 Security

Industry-standard authentication with access tokens, refresh tokens, and scoped permissions. Secure API access with encryption, rate limiting, and IP whitelisting options.

Sandbox Environment

Isolated testing environment with sample data for developing and testing integrations without affecting production systems. Test API calls, webhooks, and workflows safely.

API Monitoring

Real-time dashboard showing API usage, response times, error rates, and integration health. Alerts for failed webhooks, authentication issues, or rate limit approaches.

Webhook Management

Configure webhook endpoints, select event triggers, manage retry policies, and monitor delivery success rates. Test webhooks with sample events before going live.

High Performance

API design supports low-latency requests, pagination for large datasets, retry-safe operations, and monitoring for failed calls or webhook delivery issues.

Integration Use Cases

What You Can Build

Mobile Banking App

Build custom mobile apps for your members using SelamNow APIs. Check balances, transfer funds, apply for loans, and view transaction history from branded iOS and Android apps.

Online Banking Portal

Create web portals for self-service banking with account access, loan applications, statement downloads, and profile management powered by SelamNow's backend infrastructure.

Agent Banking Network

Deploy field agents with tablet apps connected to SelamNow APIs for member registration, cash deposits/withdrawals, loan payments, and new account opening in rural areas.

Mobile Money Integration

Plan authorised wallet-funded deposits, withdrawals, and loan repayments. Provider agreements and reconciliation validation are required.

Custom Reporting

Extract SelamNow data into your BI tools for board reports, regulatory filings, investor presentations, and executive dashboards with real-time portfolio metrics.

Automated Notifications

Send SMS alerts when loan payments are due, account balances are low, large deposits occur, or suspicious activity is detected. Webhook-driven event notifications.

Interbank Transfers

Connect to Ethswitch for real-time fund transfers to other Ethiopian banks. Enable members to send money to any bank account in Ethiopia from their SACCO account.

Accounting Automation

Sync general ledger, revenue, expenses, and balance sheet data to QuickBooks or Xero automatically. Eliminate manual data entry for month-end closing.

Credit Scoring

Pull credit bureau reports during loan origination for automated creditworthiness assessment. Report loan performance to bureaus for member credit building.

Implementation

How to Get Started with Integrations

Review API Documentation

Use the developer portal to review API reference material, authentication guidance, webhook documentation, and integration examples.

Get API Credentials

Request API keys and OAuth credentials from your SelamNow admin panel. Sandbox credentials provided for testing before production deployment.

Use Sandbox Environment

Test integrations in our sandbox with sample data. Verify API calls, webhook deliveries, and authentication flows before connecting to live production systems.

Build & Test

Develop your integration using our SDKs or direct API calls. Test thoroughly with various scenarios including error handling, rate limiting, and timeout conditions.

Deploy to Production

Switch to production credentials when ready. Monitor API usage, webhook deliveries, and integration health through the admin dashboard.

Ongoing Support

Access technical support for integration issues, API changes, and troubleshooting. Regular updates to API documentation and notification of breaking changes.

Security

Secure Integration Standards

SelamNow integrations use OAuth 2.0 authentication, TLS encryption, API key management, IP controls, rate limiting, signed webhooks, and audit logs. API calls are recorded with user attribution and timestamps so operations and technical teams can investigate issues without losing the compliance trail.

APIsEvaluation scope
ContractsEvaluation scope
AdaptersEvaluation scope
CertificationEvaluation scope

Next step

Ready to Integrate?

Access our API documentation or speak with our integration team.